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Legal Blog

Common Insurance Issues After a Truck Accident

A Calendar Deadline

Commercial trucks can cause devastating accidents that result in serious injuries and significant property damage. When you’re in a truck accident, you will likely have to interact with insurance companies. Read below to find out common insurance issues that can occur after a Houston truck accident.

If you or a loved one was involved in a truck accident, you don’t have to deal with the situation alone. Contact a Houston truck accident lawyer at The Krist Law Firm, P.C. today at (281) 283-8500 for help with the claims process and dealing with insurance companies. Free and confidential consultations are available.

Elimination of Evidence After an Accident

Immediately after a truck accident, insurance companies will take control of the situation. The truck driver’s insurance company will likely arrive at the scene before the truck is removed from the road. Their goal will be to collect evidence that relieves their driver of responsibility for the accident.

The insurance company may collect the black box if there is one and remove other critical pieces of evidence. It’s important to immediately contact the insurance company and notify them to retain all evidence collected. If you do not, they may dispose of some of the evidence that you can use in your favor. By working with a truck accident lawyer, they can contact the truck driver’s insurance company on your behalf and request that they preserve all evidence collected.

Dealing with Trucking Companies

After a truck accident, you will likely have to deal with multiple companies related to the truck. That may include the driver’s insurance company, the trucking carrier, the truck manufacturer, and any maintenance companies. In an investigation, you will have to request information from all of these entities to prove your claim against the truck, the driver, and any other responsible party.

It’s best to allow your attorney to handle all correspondence with large companies. Those organizations have extensive experience in avoiding liability for truck accidents, and they will likely try to claim they are not responsible for your injuries. An experienced Houston truck accident attorney from The Krist Law Firm, P.C. can stand firm in the face of their claims and represent your legal rights.

Talking to Multiple Insurance Companies

Each company that you must deal with after a truck accident will be represented by an insurance company. Additionally, you will have to talk to your own insurance company. There will be an array of insurance companies to navigate, and many will be trying to limit the liability of their insureds. Instead of talking to them yourself, it’s best to allow your truck accident lawyer to speak with them on your behalf. This will present a unified front, a concise story, and a solid claim against the person responsible.

Low Ball Settlement Attempts

The insurance company that is liable for your injuries and damages will likely make you an initial settlement offer early in negotiations. However, most of the time that offer is significantly lower than you deserve. You shouldn’t have to accept a low ball settlement offer that will not cover your losses. Instead, allow your truck accident lawyer to manage your claim and work towards a fair settlement or verdict in your favor.

Determining Fault in a Truck Accident

One of the primary goals of an insurance company is to prove that their insured person is not at fault in your accident. They will investigate with that goal in mind and collect evidence that supports their claims. They may even use this information to convince you that you don’t deserve compensation from them. Because truck accident cases can be confusing, you may be unsure of what to believe. It’s important to work with a truck accident attorney who will assess your situation and stand up for you throughout the claims process.

Contact The Krist Law Firm, P.C. For Help with Insurance Issues

Insurance issues after a truck accident can be complex. You may feel intimidated and be unsure of what to do next. Your first step should be to reach out to a Houston truck accident attorney from The Krist Law Firm, P.C. who can guide you through the claims process and help you stand up for your rights. Contact our legal team today at (281) 283-8500, and we will get the process started during a free consultation.