Fighting an insurance claim can be difficult, but that battle becomes even more difficult if the other driver didn’t actually own the car they were driving. What if it was a rental car? Who is responsible for your damages? The answers to these questions depend on various factors, and you should explore all of your options before accepting a settlement after a car accident with a rental car.
If you or a loved one were involved in a Houston car accident with a rental car, contact our experienced attorneys at The Krist Law Firm. We have more than 40 years of experience that we will use to get you the compensation you need.
Legal Liability in Rental Car Accidents
Legal liability is a concept that determines who must pay for the damages done in a car crash. The person or company that is legally liable is obligated to compensate you for losses, such as medical costs, lost wages, loss of earning capacity, and pain and suffering
In most cases, the insurance company of the negligent (or at fault) driver is legally liable in car accident cases. However, when the driver was in a rental car, there may be more than one legally liable insurance company.
For example, the rental car company likely had insurance on the vehicle and the driver should have also had separate liability insurance. This gives you two options to recover. In most cases, we will try to recover compensation from both to maximize what you can get.
How Much Insurance Does a Rental Car Have?
In Texas, everyone is required to have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage. When renting a car, many people purchase additional liability insurance for coverage of up to $1 million. Additionally, the rental company itself will likely have an insurance policy you may be able to make a claim from.
Recover Everything You Deserve After a Rental Car Accident
You should not have to bear the financial weight of a rental car accident that wasn’t your fault. But, it’s important to work with an attorney. The insurance companies will do everything they can to avoid paying you money. In fact, they may even delay the process or invalidly deny your claim. You need an attorney who isn’t afraid to fight back.
The Krist Law Firm, P.C. will work tirelessly to get all of the compensation you deserve. We know how to determine fault, where to look for all the liable insurance policies, and have what it takes to get the result you need to see. We know that you don’t want a long, drawn-out legal process, and will do everything in our power to get you a fair and full outcome.
Call us today at (281) 283-8500 for a free, no obligation consult. Let us discuss what happened and how to handle your accident with a rental car.